来源:希财网 | 2022-05-12 16:15:18 |
孕妇是一群特殊的群体,通常普通健康保险针对孕期28周以上的准妈妈就不买了,关键在于风险太高,那么,孕妇保险有哪些,哪种比较好?今日就为大家介绍几款,以供小伙伴们参考。
孕妇保险有哪些,哪种比较好?
1、平安幸孕星:
平安幸孕星被保人是两类:
被保人:
(1)第一保险人:女性20岁至40岁之前,孕期不超过28周以上孕妇;
(2)第二保险人:由第一被保人女性诞下的活产新生儿;
保障责任:
(1)保险人妊娠特定疾病住院医疗保险金:第一保险人因该妊娠特定疾病需进行住院治疗的,通过生育报销或者社保报销之后,按照80%理赔,未经社保按照60%理赔;
(2)第二保险人住院医疗保险金:出生之内15天诊断需进行住院治疗的,未经过社保报销之后,按照保险公司按余额的60%进行理赔,已使用社会医疗保险或公费医疗按照80%理赔。
(3)产品优点:这款产品最大的特色在于新生儿出生后15天内不限病种、无需病危、更无手术,即便普通疾病或意外住院治疗也保障。
2、安联小幸孕:
这款产品一共有两个版本,孕妇版和母婴版,细分了四个版本,孕妇版和母婴版,都提供了标准版本、升级版本。
这款产品保障责任比较丰富,包含意外伤害、生育身故、妊娠津贴、新生儿先天疾病等保障,详见责任如下:
安联小幸孕优势在于:综合保障好,有20万身故保障,并发症给付 2 万。(陈蓉)
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