来源：股城网 | 2022-05-10 16:15:44 |
如今在银行申请贷款已经是一件非常常见的事情，不管是购买汽车还是房子还是创业贷款等等，都是可以在银行申请贷款的。不过为什么说千万不要用房子做抵押贷款呢?会造成什么影响呢?看完你就知道吗?
首先抵押贷款虽然对借款人的资质要求不高，但放款时间却比一般的贷款要慢上一些。因为一般用户在选择抵押房子时，申请的贷款额度都比较大。银行在审批大额贷款放款流程时，手续要繁杂很多，并且也会对借款人的资质和房屋资质进行多次审查。
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