来源:股城网 | 2022-05-11 16:46:29 |
在如今,很多人存银行定期存款后,会有提前取出来的需要,一般来说,银行都会规定,定期存款是可以提前取出来的,那么存定期提前取出来会怎么样?下文就来带大家了解一下。
银行定期存款可以提前取出来,只不过用户提前取出来,会损失一部分利息,自2021年1月1号起,对于提前支取,靠档计息的存款,调整为提前支取时适用的计息规则,即在调整后支取,将按照支取日银行活期存款挂牌利率计息。
比如,用户存入某银行的三年定期存款利率为2.75%,存入10万,则其到期的利息=100000×2.75%×3=8250元,用户如果提前支取,银行将按照0.3%的活期存款利率来计息:100000×0.3%×2=600元。
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