来源:酷跑财经网 | 2022-10-28 16:14:08 |
信用卡刷卡提现是怎么收费的?
信用卡提现手续费根据银行的具体规定而定。一般信用卡提现的手续费在1%左右,不同银行是不一样的,而且还有境外和境内、本行和他行的分别。不同银行收取的提现手续费标准不同,以工商银行信用卡取现为例:
1)境内:按取款金额的1%收取,最低2元,最高100元;
2)境外:按取款金额的2.9%收取,最低3港币/3澳门元/3美元/3欧元。
刷卡套现是否违法?
刷卡套现违法。使用销售点终端机开具等方法,以虚构交易、虚开价格、现金退货等方式向信用卡持卡人直接支付现金,套现数额在100万元以上的,或者造成金融机构资金20万元以上逾期未还的,或者造成金融机构经济损失10万元以上的构成非法经营罪。
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